Home Buying Tips

About This Blog If you are buying, selling, or simply trying to make sense of what is happening in the Halifax-Dartmouth real estate market, you are in the right place. This blog is written by Rob Lough, Broker/Owner of Century 21 Optimum Realty and a licensed real estate professional with 25 years of Nova Scotia market experience, including five years as a certified home inspector. That combination is rare in this industry, and it shapes how every article here is written: practical, data-driven, and grounded in what is actually happening on the ground across Halifax Regional Municipality, East Hants, and the Truro/District 104 market. Home Buying Tips covers the things buyers need to know before, during, and after a purchase, from understanding closing costs and navigating the mortgage stress test, to knowing what a home inspector is really looking for in a Halifax house and how to compete in a fast-moving market without taking on unnecessary risk. These articles are written for first-time buyers and experienced homeowners alike, with plain-language explanations and no filler. Whether you are tracking the market, preparing to list, or getting ready to make an offer, these articles are designed to give you the information you need to make confident, well-informed decisions.

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Home Buying Tips 2024 Canadian Price Per Square Foot Survey Canadian home prices largely stable, with some smaller communities, ‘burbs, and AB seeing increases Annual Price per Square Foot survey looks at prices back to 2018 for almost 50 communities   Vancouver (July 22, 2024) – Canadian housing prices per square foot generally held steady in the first half of this year, with some notable exceptions […]
Home Buying Tips Nova Scotia Down Payment Assistance Program The Down Payment Assistance Program helps Nova Scotians who pre-qualify for an insured mortgage to buy their first home. You can apply to the Down Payment Assistance Program for a loan of up to 5% of the purchase price of a home to help with the down payment. You can apply anytime. Use the Down […]
Home Buying Tips Top 10 Must Try Restaurants in Halifax Halifax is home to a very vibrant restaurant scene. In my opinion, it punches well above its weight for a city of its size. It’s also one that has increasingly become more dynamic thanks to an influx of immigrants, high-profile chefs, and an overall creative approach to both interior design and menu creation. That means […]
Home Buying Tips June 5, 2024 Bank of Canada Rate Cut The Bank of Canada today reduced its target for the overnight rate to 4¾%, with the Bank Rate at 5% and the deposit rate at 4¾%. The Bank is continuing its policy of balance sheet normalization. The global economy grew by about 3% in the first quarter of 2024, broadly in line with the Bank’s […]
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