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Uncategorized Halifax-Dartmouth Real Estate Market Stats January 2026 Halifax-Dartmouth Real Estate Market Stats January 2026 By Rob Lough, Broker/Owner – Century 21 Optimum Realty Published: February 2026 The first month of 2026 is in the books, and the Halifax-Dartmouth real estate market is telling an interesting story. While January is always a quieter month in Nova Scotia, this year’s numbers reveal a market […]
Uncategorized 2025 Luxury Real Estate Market Report 2025 Luxury Real Estate Market Report: Key Takeaways for North American Buyers and Sellers By Rob Lough, Broker/Owner — Century 21 Optimum Realty Published: February 2025 The luxury real estate market across North America told a fascinating story in 2025 and it wasn’t the story most people expected. There were no dramatic crashes, no bidding-war […]
Uncategorized Don’t Finance Anything Between Mortgage Approval and Closing Day Don’t Finance Anything Between Mortgage Approval and Closing Day Buying a home is one of the biggest financial moves you’ll ever make — and what you do after you go under contract matters more than most people realize. If you’ve just been approved for a mortgage in Nova Scotia, congratulations. But before you start shopping […]
Uncategorized Truro-Bible Hill Real Estate Market Stats January 2026 Truro / Bible Hill Real Estate Market Stats January 2026 By Rob Lough, Broker/Owner – Century 21 Optimum Realty Published: February 2026 The Truro and Bible Hill real estate market kicked off 2026 on a stronger note than the same time last year. With more homes selling, higher values, and properties moving faster than they […]
Uncategorized First-Time Buyers in Canada Face a Tougher Climb Than Past Generations First-Time Buyers in Canada Face a Tougher Climb Than Past Generations By Rob Lough, Broker/Owner, Century 21 Optimum Realty | Nova Scotia Real Estate If you’re a young Canadian trying to break into the housing market, you’re not imagining things. It really is harder than it used to be. While previous generations could often transition […]
Uncategorized How Nova Scotia’s 2% Down Payment Program Makes Homeownership More Accessible How Nova Scotia’s 2% Down Payment Program Makes Homeownership More Accessible By Rob Lough, Broker/Owner at Century 21 Optimum Realty For many Nova Scotians, the path to homeownership isn’t blocked by an inability to afford monthly mortgage payments, it’s the upfront cash requirement that keeps them renting. When you’re paying $2,000 or more in monthly […]
Uncategorized Purpose-Built Rentals Are Booming in Canada Purpose-Built Rentals Are Booming in Canada: What It Means for Nova Scotia’s Housing Market By Rob Lough, Broker/Owner at Century 21 Optimum Realty Canada’s rental housing landscape is undergoing a dramatic transformation. After decades of relatively modest activity, purpose-built rental construction has surged to levels not seen in over thirty years. This nationwide shift is […]
Uncategorized What Happens to a House When Someone Dies in Nova Scotia What Happens to a House When Someone Dies in Nova Scotia? Probate, Executors, and Selling the Estate Home Losing a loved one is never easy. Along with grief comes the overwhelming task of managing their estate, including deciding what happens to their home. If you’re facing this situation in Nova Scotia, you’re probably wondering about […]
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Uncategorized Bank of Canada Holds Overnight Rate at 2.25% Bank of Canada Holds Overnight Rate at 2.25%: What It Means for Nova Scotia’s Housing Market By Rob Lough, Broker/Owner at Century 21 Optimum Realty | April 2025 When the Bank of Canada announces a rate hold, it might seem like non-news at first glance. But for buyers, sellers, and investors in Nova Scotia’s real […]
Uncategorized Nova Scotia Passes the $200B Mark: What Rising Assessments Really Mean for Homeowners Nova Scotia Passes the $200B Mark: What Rising Assessments Really Mean for Homeowners Understanding property assessments, the CAP program, and what it all means for your tax bill If you’ve opened your 2026 property assessment notice and felt a jolt of sticker shock, you’re not alone. Nova Scotia has officially crossed a historic threshold: the […]
Uncategorized Canada’s Apartment Market Shows First Signs of Relief in 2025 Canada’s Apartment Market Shows First Signs of Relief in 2025 After years of unprecedented tightness, Canada’s rental apartment market is finally showing signs of easing as vacancy rates climb across major cities. New data from Canada Mortgage and Housing Corporation reveals a shifting landscape that’s creating both opportunities and challenges for renters, landlords, and investors. […]
Uncategorized District 104 Real Estate Analysis District 104 Real Estate Analysis: What 2025 Data Reveals About Truro, Bible Hill, and Stewiacke By Rob Lough, Broker/Owner at Century 21 Optimum Realty When the final transaction closed in December 2025, District 104—encompassing Truro, Bible Hill, and Stewiacke—had delivered exactly what central Nova Scotia buyers and sellers had come to expect: consistency, predictability, and […]
Uncategorized Halifax-Dartmouth Real Estate Market Statistics 2025 Halifax-Dartmouth Real Estate Market Statistics 2025: Complete Year-End Analysis Understanding the 2025 Halifax-Dartmouth Market The Halifax-Dartmouth real estate market concluded 2025 with impressive stability and predictable seasonal patterns. Average home prices settled around $602,000, representing healthy 4% appreciation from 2024, while transaction volumes demonstrated the classic spring-summer surge that characterizes our regional market. This detailed […]
Uncategorized Canadian Mortgage Delinquency Rates in 2025 Canadian Mortgage Delinquency Rates in 2025: What Borrowers Need to Know By Rob Lough, Broker/Owner at Century 21 Optimum Realty Mortgage delinquency rates across Canada have been quietly climbing as households continue absorbing the impact of past interest rate hikes. Yet despite the upward trend, arrears remain remarkably low by historical standards—a sign that homeowners […]
Uncategorized Nova Scotia’s Population Decline Nova Scotia’s Population Decline: What the Q3 2025 Numbers Mean for Real Estate and Housing Markets Nova Scotia recorded its first quarterly population decline since 2020, signaling a potential turning point for the province’s housing markets after years of unprecedented growth. Understanding the Population Shift Statistics Canada estimates Nova Scotia’s population at 1,091,857 as of […]
Uncategorized Halifax Housing Starts Jump 32% Year-Over-Year Halifax Housing Starts Jump 32% Year-Over-Year: HRM Outpaces Canada’s Largest Markets in New Construction Halifax Regional Municipality is powering through one of Canada’s most impressive housing construction booms in 2025, with new housing starts climbing 32% compared to last year—a growth rate that dwarfs the national average and leaves most major Canadian cities in the […]
Uncategorized Canada’s Investment Property Mortgage Rules Are Changing Canada’s Investment Property Mortgage Rules Are Changing: Here’s What It Means for You If you’re a real estate investor in Canada, or thinking about becoming one, there’s an important regulatory shift on the horizon that deserves your attention. The Office of the Superintendent of Financial Institutions (OSFI) is rolling out new mortgage qualification rules for […]
Uncategorized Nova Scotia’s Housing Affordability Crisis Nova Scotia’s Housing Affordability Crisis: Why Small Measures Won’t Solve Big Problems When Ontario announced its plan to eliminate the provincial portion of HST for first-time home buyers, potentially delivering up to $80,000 in savings, it sent ripples across Canadian real estate markets. But even as industry experts debate whether this move will truly ease […]
Uncategorized How Smart Planning Makes Homeownership Possible in Nova Scotia From Budget to Keys: How Smart Planning Makes Homeownership Possible in Nova Scotia November is Financial Literacy Month in Canada – the perfect time to take control of your financial future and turn your homeownership dreams into reality. Buying a home in Nova Scotia doesn’t have to feel like an impossible dream. While house prices […]
Uncategorized Bible Hill’s $1 Billion Housing Development Bible Hill’s $1 Billion Housing Development: Nova Scotia’s Largest Project Outside Halifax Transforming Bible Hill: A Decade-Long Vision for 3,000 New Homes Bible Hill, Nova Scotia, is set to undergo a dramatic transformation with a planned $1 billion residential development that will reshape the community over the next decade. Led by Five Corners Properties, a […]

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