Uncategorized

Social Links Widget

Click here to edit the Social Media Links settings. This text will not be visible on the front end.

Uncategorized Nova Scotia’s Housing Challenge: Time for a First-Time Buyer Rebate Boost Nova Scotia’s Housing Challenge: Time for a First-Time Buyer Rebate Boost? As federal support for homebuyers expands, Nova Scotia faces pressure to step up its own assistance programs The dream of homeownership feels increasingly out of reach for many young Nova Scotians. Between skyrocketing home prices and the everyday costs of living, saving for a […]
Canadian Mortgage Market Alert June 2025 Canadian Mortgage Market Alert June 2025: How Rising Fixed Rates and BoC Policy Will Impact Your Home Financing Updated: June 2025 | Reading Time: 5 minutes Fixed mortgage rates are climbing in Canada as the Bank of Canada weighs its next policy move. Discover how these changes affect your mortgage strategy and home buying plans. […]
Uncategorized Understanding Nova Scotia’s Deed Transfer Tax Understanding Nova Scotia’s Deed Transfer Tax: A Buyer’s Essential Guide Purchasing real estate in Nova Scotia comes with various costs beyond your down payment and mortgage. One significant expense that catches many first-time buyers off guard is the Property Transfer Tax, commonly called the Deed Transfer Tax (DTT). This guide breaks down everything you need […]
Uncategorized Your Complete Guide to Buying Your First Home in Truro, NS (2025) Your Complete Guide to Buying Your First Home in Truro, NS (2025) Planning to purchase your first home in Truro? This essential guide breaks down market trends, financing strategies, and expert tips to help you succeed in 2025’s competitive real estate landscape. Truro’s Growing Appeal for New Homeowners Nestled in the heart of Nova Scotia, […]
Uncategorized Impact of National Market Shifts on Halifax Real Estate Impact of National Market Shifts on Halifax Real Estate While much of Canada, especially Ontario and BC, is moving decisively toward a buyer’s market with rising inventory and softening prices, Halifax’s real estate market is charting a different course. Here’s how the current national trends relate to what’s happening in Halifax: Halifax Market Snapshot (Spring […]
Closing Costs when Buying a home in Nova Scotia 🏡 Closing Costs When Buying a Home in Nova Scotia When purchasing a home in Nova Scotia, it’s essential to budget for more than just the purchase price. Closing costs can add up, and a good rule of thumb is to set aside approximately 2.5-3% of the purchase price to cover these expenses. Check out our […]
Big Changes for Nova Scotia Renters: What You Need to Know Big Changes for Nova Scotia Renters: What You Need to Know 🏠 Nova Scotia’s rental landscape is shifting beneath our feet. On April 9th, 2025 the the Province has introduced significant changes to the Residential Tenancy Act that will affect both landlords and tenants. Let’s dive in! 🏊‍♀️ Faster Eviction Process ⏱️ Tick tock. The […]
Halifax Secondary and Backyard Suites: What You Need to Know Halifax Secondary and Backyard Suites: What You Need to Know Looking to expand your living space—or your income? Halifax has new rules that make it easier than ever to build a secondary or backyard suite. Here’s what you need to know before you grab a hammer or call a contractor. What Are Secondary and Backyard […]
Don't Miss Our Next Post
Subscribe Now
67 MacMillan Dr Sold December 2024 BOTH SIDES SOLD IN DECEMBER 2024 67 -1 & 67-2 Macmillan Drive, Elmsdale, NS B2S 1A5 Bedroom: 3  |  Bathroom: 3  |  Living Area: 1,923 sqft  |  Lot Size: 0.11 acres Newly constructed home featuring 3 bedrooms and 3 bathrooms, located within walking distance to Elmsdale District School. This home boasts an open-concept layout that includes the living room, dining room, and […]
Bank of Canada Cuts Rates Again: What This Means for Halifax Real Estate Bank of Canada Cuts Rates Again: What This Means for Halifax Real Estate March 12, 2025 The Bank of Canada (BoC) announced today its seventh consecutive interest rate cut, lowering the key overnight rate by 25 basis points to 2.75%. This decision comes at a time of economic uncertainty fueled by trade tensions with the […]
Halifax Real Estate Market in 2025: Trends, Opportunities, and What Buyers and Sellers Need to Know Halifax Real Estate Market in 2025: Trends, Opportunities, and What Buyers and Sellers Need to Know Introduction: A Market in Motion Halifax’s real estate landscape continues to evolve in 2025, presenting challenges and opportunities for buyers and sellers alike. With shifting price dynamics, changing inventory levels, and evolving neighborhood preferences, understanding the current state of […]
Removal of the Stress Test for Uninsured Mortgage Renewals Removal of the Stress Test for Uninsured Mortgage Renewals OSFI, Canada’s banking regulator, announced in September that it would remove the Minimum Qualifying Rate (MQR) requirement for straight switches of uninsured mortgages effective November 21, 2024. WHAT’S A STRAIGHT SWITCH? A straight switch refers to transferring a mortgage from one lender to another without increasing the loan amount. […]
New Mortgage Rules for 2024 & 2025 A list of recent mortgage rule changes. These changes have either happened or are scheduled to take effect. August 1, 2024 Extend to 30-year amortization for first-time buyers of new-builds The federal government allowed a 30-year extension for first-time buyers only for insured new-build mortgage purchases. August 1, 2024 Premium surcharge added to first-timer 30-year extension rule The premium […]
Bank of Canada reduces policy rate by 50 basis points to 3¾% The Bank of Canada today reduced its target for the overnight rate to 3¾%, with the Bank Rate at 4% and the deposit rate at 3¾%. The Bank is continuing its policy of balance sheet normalization. The Bank continues to expect the global economy to expand at a rate of about 3% over the next […]
New Short-Term Rental Regulations Starting in September 2024 New regulations for short-term rentals, in Nova Scotia, such as Airbnbs take effect on September 30 and will help make more long-term housing available. “Nova Scotians need housing. We know many houses and apartments that could potentially be long-term homes are being rented short term,” said John Lohr, Minister of Municipal Affairs and Housing. “We’re […]
Bank of Canada reduces policy rate by 25 basis points to 4.25% Bank of Canada reduces policy rate by 25 basis points to 4.25% The Bank of Canada today reduced its target for the overnight rate to 4¼%, with the Bank Rate at 4½% and the deposit rate at 4¼%. The Bank is continuing its policy of balance sheet normalization. The global economy expanded by about 2½% […]
Buying a Home: The Basics Key Takeaways Determine a realistic budget that includes all homeownership expenses to avoid financial strain in the long run. Thoroughly research neighborhoods, attend open houses, and consult with real estate agents to make an informed decision. Secure financing beforehand and negotiate based on research and inspection findings to get the best deal possible Buying a […]
Teranet-National Bank House Price Index™ remained relatively stable again in July YEAR-OVER-YEAR The Teranet-National Bank Composite Home Price Index™ rose by 2.0% from July 2023 to July 2024, less than the 3.6% increase recorded the previous month. Increases were observed in ten of the 11 cities making up the composite index in July. Calgary led the way with a 15.1% year-on-year price increase, followed by Edmonton with […]
Uncategorized First-time homebuyers can now apply for a 30-year mortgage The 30-year amortized mortgages announced in the 2024 federal budget are kicking in on Thursday. First-time homebuyers who are purchasing newly built homes can now qualify for a 30-year mortgage, giving them five additional years to pay off an insured mortgage. For other mortgages where default insurance is required, a 25-year amortization limit is still […]
Bank of Canada reduces policy rate by 25 basis points to 4½% Bank of Canada reduces policy rate by 25 basis points to 4½% The Bank of Canada today reduced its target for the overnight rate to 4½%, with the Bank Rate at 4¾% and the deposit rate at 4½%. The Bank is continuing its policy of balance sheet normalization. The global economy is expected to continue […]

CENTURY 21 Optimum Realty

INFO & SERVICES

CENTURY 21 Optimum Realty

24 Logiealmond Close, Unit 24, Dartmouth, NS B3B0C8

(902) 444-1333

INFO & SERVICES

Find a Home

Careers

Terms & Conditions

Privacy Policy

link to Century 21 Canada's facebook page Link to Century 21 Canada's Twitter page Link to Century 21 Canada's Instagram page link to Century 21 Canada's YouTube page
C21 Canada logo

Independently Owned and Operated. ®/™ trademarks owned by Century 21 Real Estate LLC used under license or authorized sub-license. © 2020 Century 21 Canada Limited Partnership © 2020 Century 21 Canada Limited Partnership

The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. This listing content provided by REALTOR.ca has been licensed by REALTOR® members of The Canadian Real Estate Association. Not intended to solicit properties currently listed for sale or buyers under contract.

Century 21 Canada Limited Partnership currently has franchise opportunities available in select markets across Canada. The intent of this communication is for informational purposes only and is not intended to be a solicitation to anyone under contract with another real estate brokerage operation. This e-mail message contains confidential information intended only for the use of the individual or entity named above. Any unauthorized use or disclosure is strictly prohibited. If you have received this communication in error please immediately delete the e-mail and either notify the sender at the above e-mail address or by telephone.

© 2025 MoxiWorks